/* ==========================================================================
   Solidarity Credit GmbH — site public
   Clair et institutionnel : blanc franc, bleu nuit, vert sapin, touches or.
   Le motif de la voûte (logo) revient en filigrane ; un seul visuel fort
   par écran (téléphone de l'accueil, simulateur, carte).
   ========================================================================== */
:root{
  /* Charte (modifiable dans les réglages) */
  --navy:#142B3D;--teal:#2C7774;--champagne:#D0B58A;--ivory:#F5F2EA;--white:#FFFFFF;--slate:#263238;
  /* Dérivés */
  --ink:var(--navy);--ink-2:#1D3B54;--text:#1F2F3A;--muted:#5A6B77;
  --bg:#FFFFFF;--soft:#F3F6F9;--soft-2:#E8EEF3;--line:#DCE4EA;--line-2:#C9D5DE;
  --teal-50:#E9F3F2;--teal-d:#22605D;--foil:var(--champagne);--foil-d:#8E6E3A;--foil-50:#F7F1E6;
  --ok-bg:#E6F2EF;--warn-bg:#FBF3E4;--bad-bg:#FBECE9;--danger:#B23A2A;
  /* Compatibilité avec les anciens noms */
  --paper:var(--soft);--paper-2:var(--soft-2);--leaf:#fff;--rule:var(--line);--margin:var(--foil-d);
  --serif:"SC Serif",Georgia,"Times New Roman",serif;--sans:"SC Sans",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --wrap:1200px;--gutter:clamp(16px,4vw,40px);
  --r-s:8px;--r:12px;--r-l:20px;
  --sh-1:0 1px 2px rgba(20,43,61,.06),0 2px 8px -2px rgba(20,43,61,.08);
  --sh-2:0 2px 4px rgba(20,43,61,.04),0 18px 40px -18px rgba(20,43,61,.28);
  --sh-3:0 30px 70px -30px rgba(20,43,61,.45);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:90px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--bg);color:var(--text);font:400 1rem/1.62 var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{max-width:100%;height:auto}
a{color:var(--teal-d);text-underline-offset:.2em;text-decoration-thickness:1px}
a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--teal);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);font-weight:600;color:var(--ink);line-height:1.14;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2.1rem,1.3rem + 3vw,3.6rem)}
h2{font-size:clamp(1.6rem,1.2rem + 1.3vw,2.4rem)}
h3,.h3{font-size:1.18rem;line-height:1.3;letter-spacing:-.005em}
.h-sm{font-size:1.4rem}
p{margin:0 0 1em}
ul,ol{margin:0;padding:0}
.ico{flex:none;vertical-align:middle;width:18px;height:18px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--ink);color:#fff;padding:10px 14px;border-radius:var(--r-s)}
.skip:focus{top:12px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.num{text-align:right;font-variant-numeric:tabular-nums lining-nums;white-space:nowrap}
.center{text-align:center}
.mt{margin-top:2rem}

/* ---------- Boutons et liens ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:46px;padding:11px 22px;border:1.5px solid transparent;border-radius:var(--r-s);font:600 .97rem/1.2 var(--sans);text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s,box-shadow .15s}
.btn--lg{min-height:54px;padding:14px 28px;font-size:1.02rem}
.btn .ico{width:18px;height:18px}
.btn--ink,.btn--primary{background:var(--ink);color:#fff;box-shadow:0 8px 18px -10px rgba(20,43,61,.7)}
.btn--ink:hover,.btn--primary:hover{background:var(--ink-2);color:#fff}
.btn--line,.btn--ghost{background:#fff;color:var(--ink);border-color:var(--line-2)}
.btn--line:hover,.btn--ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn--foil{background:var(--foil);color:var(--ink)}
.btn--foil:hover{background:#DCC59E;color:var(--ink)}
.btn--light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn--light:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.06)}
.btn--block{width:100%}
.btn:disabled{opacity:.6;cursor:default}
.link{font-weight:600;color:var(--teal-d);text-decoration:none;border-bottom:1.5px solid currentColor;padding-bottom:1px}
.link:hover{color:var(--ink)}
.link--light{color:#fff}
.link--light:hover{color:var(--foil)}
.actions{display:flex;flex-wrap:wrap;gap:12px}

/* ---------- En-tête ---------- */
.hd{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.hd__tools{background:var(--ink);font-size:.84rem}
.hd__tools-in{display:flex;justify-content:flex-end;align-items:center;gap:20px;min-height:36px}
.hd__tools a{color:#C6D2DA;text-decoration:none}
.hd__tools a:hover,.hd__tools a[aria-current]{color:#fff}
.hd__loan{display:inline-flex;align-items:center;gap:6px;margin-right:auto;font-weight:600;color:#fff!important}
.hd__loan .ico{width:15px;height:15px;color:var(--foil)}
.langs{position:relative}
.langs summary{list-style:none;display:inline-flex;align-items:center;gap:6px;cursor:pointer;color:#C6D2DA;font-weight:600}
.langs summary:hover{color:#fff}
.langs summary::-webkit-details-marker{display:none}
.langs summary .ico{width:15px;height:15px}
.langs__list{list-style:none;position:absolute;right:0;top:calc(100% + 8px);z-index:60;min-width:210px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-2);padding:6px}
.langs__list a{display:flex;gap:10px;padding:8px 12px;border-radius:var(--r-s);color:var(--text)!important}
.langs__list a:hover,.langs__list a[aria-current]{background:var(--soft)}
.langs__code{width:22px;font-weight:600;color:var(--teal)}
.hd__main{display:flex;align-items:center;gap:32px;min-height:78px}
.hd__brand{flex:none}
.hd__brand img{display:block;width:180px;height:auto}
.nav-toggle{display:none;margin-left:auto;align-items:center;gap:8px;padding:9px 14px;border:1px solid var(--line-2);border-radius:var(--r-s);background:#fff;color:var(--ink);font:600 .9rem var(--sans);cursor:pointer}
.nav-toggle .ico{width:18px;height:18px}
.primary-nav{flex:1;display:flex;align-items:center;gap:20px}
.primary-nav ul{list-style:none;display:flex;gap:2px;margin-right:auto}
.primary-nav ul a{display:block;white-space:nowrap;padding:10px 13px;color:var(--ink);text-decoration:none;font-weight:500;border-radius:var(--r-s)}
.primary-nav ul a:hover{background:var(--soft)}
.primary-nav ul a[aria-current]{color:var(--teal-d);background:var(--teal-50)}
.primary-nav__extra{display:none}
.hd__acts{display:flex;align-items:center;gap:10px;flex:none}
.hd__acts .btn{min-height:42px;padding:9px 18px;font-size:.93rem;white-space:nowrap}
.hd__login .ico{width:17px;height:17px;color:var(--teal-d)}
.hd__login[aria-current]{border-color:var(--ink)}
.hd__login-ico{display:none}
.hd .wrap{max-width:1440px}
.primary-nav ul a{padding:10px 9px}
@media (min-width:1320px){html:lang(de) .primary-nav ul a,html:lang(en) .primary-nav ul a,html:lang(it) .primary-nav ul a{padding:10px 13px}}
.hd__main{gap:22px}.primary-nav{gap:14px}
@media (max-width:1180px){
  .nav-toggle{display:inline-flex}
  .primary-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gutter) 22px;box-shadow:0 24px 30px -24px rgba(20,43,61,.35);max-height:calc(100vh - 120px);overflow:auto}
  .primary-nav.is-open{display:flex}
  .primary-nav ul{flex-direction:column;margin:0 0 16px}
  .primary-nav ul a{padding:14px 4px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  .primary-nav ul a[aria-current]{background:none;color:var(--teal-d);box-shadow:inset 3px 0 0 var(--teal);padding-left:14px}
  .primary-nav__extra{display:block}
  .hd__acts{flex-direction:column;align-items:stretch;gap:10px;order:-1;margin:12px 0 10px}
  .hd__acts .btn{min-height:50px;font-size:1rem}
  .hd__login-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--line-2);border-radius:50%;color:var(--ink)}
  .hd__login-ico .ico{width:20px;height:20px}
  .nav-toggle{margin-left:0}
  .hd__main{gap:12px}
  .hd__tools .hd__loan{display:none}
  .hd__main{min-height:68px}
  .hd__brand img{width:160px}
}
/* Langues aux libellés longs : menu replié plus tôt */
@media (max-width:1215px){
  html:lang(pt) .nav-toggle{display:inline-flex}
  html:lang(pt) .primary-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gutter) 22px;box-shadow:0 24px 30px -24px rgba(20,43,61,.35);max-height:calc(100vh - 120px);overflow:auto}
  html:lang(pt) .primary-nav.is-open{display:flex}
  html:lang(pt) .primary-nav ul{flex-direction:column;margin:0 0 16px}
  html:lang(pt) .primary-nav ul a{padding:14px 4px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  html:lang(pt) .primary-nav ul a[aria-current]{background:none;color:var(--teal-d);box-shadow:inset 3px 0 0 var(--teal);padding-left:14px}
  html:lang(pt) .primary-nav__extra{display:block}
  html:lang(pt) .hd__acts{flex-direction:column;align-items:stretch;gap:10px;order:-1;margin:12px 0 10px}
  html:lang(pt) .hd__acts .btn{min-height:50px;font-size:1rem}
  html:lang(pt) .hd__login-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--line-2);border-radius:50%;color:var(--ink)}
  html:lang(pt) .hd__login-ico .ico{width:20px;height:20px}
  html:lang(pt) .nav-toggle{margin-left:0}
  html:lang(pt) .hd__main{gap:12px}
  html:lang(pt) .hd__tools .hd__loan{display:none}
  html:lang(pt) .hd__main{min-height:68px}
  html:lang(pt) .hd__brand img{width:160px}
}
@media (max-width:1235px){
  html:lang(lt) .nav-toggle{display:inline-flex}
  html:lang(lt) .primary-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gutter) 22px;box-shadow:0 24px 30px -24px rgba(20,43,61,.35);max-height:calc(100vh - 120px);overflow:auto}
  html:lang(lt) .primary-nav.is-open{display:flex}
  html:lang(lt) .primary-nav ul{flex-direction:column;margin:0 0 16px}
  html:lang(lt) .primary-nav ul a{padding:14px 4px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  html:lang(lt) .primary-nav ul a[aria-current]{background:none;color:var(--teal-d);box-shadow:inset 3px 0 0 var(--teal);padding-left:14px}
  html:lang(lt) .primary-nav__extra{display:block}
  html:lang(lt) .hd__acts{flex-direction:column;align-items:stretch;gap:10px;order:-1;margin:12px 0 10px}
  html:lang(lt) .hd__acts .btn{min-height:50px;font-size:1rem}
  html:lang(lt) .hd__login-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--line-2);border-radius:50%;color:var(--ink)}
  html:lang(lt) .hd__login-ico .ico{width:20px;height:20px}
  html:lang(lt) .nav-toggle{margin-left:0}
  html:lang(lt) .hd__main{gap:12px}
  html:lang(lt) .hd__tools .hd__loan{display:none}
  html:lang(lt) .hd__main{min-height:68px}
  html:lang(lt) .hd__brand img{width:160px}
}
@media (max-width:1380px){
  html:lang(es) .nav-toggle{display:inline-flex}
  html:lang(es) .primary-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gutter) 22px;box-shadow:0 24px 30px -24px rgba(20,43,61,.35);max-height:calc(100vh - 120px);overflow:auto}
  html:lang(es) .primary-nav.is-open{display:flex}
  html:lang(es) .primary-nav ul{flex-direction:column;margin:0 0 16px}
  html:lang(es) .primary-nav ul a{padding:14px 4px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  html:lang(es) .primary-nav ul a[aria-current]{background:none;color:var(--teal-d);box-shadow:inset 3px 0 0 var(--teal);padding-left:14px}
  html:lang(es) .primary-nav__extra{display:block}
  html:lang(es) .hd__acts{flex-direction:column;align-items:stretch;gap:10px;order:-1;margin:12px 0 10px}
  html:lang(es) .hd__acts .btn{min-height:50px;font-size:1rem}
  html:lang(es) .hd__login-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--line-2);border-radius:50%;color:var(--ink)}
  html:lang(es) .hd__login-ico .ico{width:20px;height:20px}
  html:lang(es) .nav-toggle{margin-left:0}
  html:lang(es) .hd__main{gap:12px}
  html:lang(es) .hd__tools .hd__loan{display:none}
  html:lang(es) .hd__main{min-height:68px}
  html:lang(es) .hd__brand img{width:160px}
}
@media (max-width:1475px){
  html:lang(el) .nav-toggle{display:inline-flex}
  html:lang(el) .primary-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gutter) 22px;box-shadow:0 24px 30px -24px rgba(20,43,61,.35);max-height:calc(100vh - 120px);overflow:auto}
  html:lang(el) .primary-nav.is-open{display:flex}
  html:lang(el) .primary-nav ul{flex-direction:column;margin:0 0 16px}
  html:lang(el) .primary-nav ul a{padding:14px 4px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  html:lang(el) .primary-nav ul a[aria-current]{background:none;color:var(--teal-d);box-shadow:inset 3px 0 0 var(--teal);padding-left:14px}
  html:lang(el) .primary-nav__extra{display:block}
  html:lang(el) .hd__acts{flex-direction:column;align-items:stretch;gap:10px;order:-1;margin:12px 0 10px}
  html:lang(el) .hd__acts .btn{min-height:50px;font-size:1rem}
  html:lang(el) .hd__login-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--line-2);border-radius:50%;color:var(--ink)}
  html:lang(el) .hd__login-ico .ico{width:20px;height:20px}
  html:lang(el) .nav-toggle{margin-left:0}
  html:lang(el) .hd__main{gap:12px}
  html:lang(el) .hd__tools .hd__loan{display:none}
  html:lang(el) .hd__main{min-height:68px}
  html:lang(el) .hd__brand img{width:160px}
}

/* ---------- Accueil : ouverture ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(40px,6vw,88px) 0 clamp(48px,6vw,96px);background:
  radial-gradient(1200px 600px at 85% 30%,#E4EDF4 0,rgba(228,237,244,0) 70%),
  linear-gradient(180deg,#F7FAFC 0,#fff 100%)}
.hero__grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(32px,5vw,80px);align-items:center}
.hero h1{max-width:12.5em;margin-bottom:.45em}
.hero__lead{font-size:clamp(1.06rem,1rem + .3vw,1.22rem);color:#3B4E5B;max-width:34em;margin-bottom:1.8em}
.hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin:0}
.hero__facts{display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:0;margin:clamp(30px,4vw,44px) 0 0;padding:0}
.hero__facts>div{padding:0 26px 0 0}
.hero__facts>div+div{padding-left:26px;border-left:1px solid var(--line-2)}
.hero__facts dt{font-size:.84rem;color:var(--muted);margin-bottom:2px}
.hero__facts dd{margin:0;font:600 1.08rem/1.3 var(--serif);color:var(--ink);font-variant-numeric:lining-nums;white-space:nowrap}
@media (max-width:960px){.hero__grid{grid-template-columns:1fr}.hero__text{max-width:40em}}
@media (max-width:600px){
  .hero__facts{grid-template-columns:1fr;gap:0;border-top:1px solid var(--line)}
  .hero__facts>div,.hero__facts>div+div{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-left:0;border-bottom:1px solid var(--line)}
  .hero__facts dd{white-space:normal;text-align:right}
  .hero__actions .btn{flex:1 1 auto}
}

/* Visuel : téléphone + carte */
.mock{position:relative;margin:0;max-width:540px;width:100%;justify-self:end;padding:10px 0 0}
.mock__arc{position:absolute;z-index:0;width:430px;height:250px;right:-40px;top:70px;border-radius:999px 999px 0 0;border:44px solid #E1E9F0;border-bottom:0}
.phone{position:relative;z-index:2;width:290px;margin:0 6% 0 auto;padding:11px;border-radius:44px;background:#0F2130;box-shadow:var(--sh-3),inset 0 0 0 2px #2A4458}
.phone__screen{position:relative;border-radius:34px;overflow:hidden;background:var(--soft);padding:0 14px 66px;min-height:560px;font-size:.8rem;color:var(--text)}
.phone__bar{height:30px;display:flex;justify-content:center;align-items:flex-start}
.phone__notch{width:92px;height:22px;border-radius:0 0 14px 14px;background:#0F2130}
.phone__top{display:flex;align-items:center;gap:8px;padding:6px 2px 14px}
.phone__top strong{font:600 1.02rem var(--serif);color:var(--ink)}
.phone__avatar{margin-left:auto;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--ink);box-shadow:var(--sh-1)}
.phone__avatar .ico{width:16px;height:16px}
.phone__balance{display:flex;flex-direction:column;gap:4px;padding:16px;border-radius:16px;background:var(--ink);color:#C9D6DF;position:relative;overflow:hidden}
.phone__balance::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;border:18px solid rgba(208,181,138,.16)}
.phone__balance strong{font:600 1.55rem/1.15 var(--serif);color:#fff;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.phone__meter{display:block;height:6px;border-radius:6px;background:rgba(255,255,255,.14);margin-top:8px;overflow:hidden}
.phone__meter span{display:block;height:100%;background:var(--foil);border-radius:6px}
.phone__balance small{font-size:.74rem}
.phone__row{display:flex;align-items:center;gap:10px;margin-top:10px;padding:12px;border-radius:14px;background:#fff;box-shadow:var(--sh-1)}
.phone__row strong{margin-left:auto;color:var(--ink);font-variant-numeric:tabular-nums}
.phone__ico{width:28px;height:28px;border-radius:9px;display:grid;place-items:center;background:var(--teal-50);color:var(--teal)}
.phone__ico .ico{width:15px;height:15px}
.phone__label{margin:16px 2px 8px;font-weight:600;color:var(--ink)}
.phone__steps{list-style:none;background:#fff;border-radius:14px;box-shadow:var(--sh-1);padding:4px 12px}
.phone__steps li{display:flex;align-items:center;gap:10px;padding:9px 0}
.phone__steps li+li{border-top:1px solid var(--line)}
.phone__steps .ico{width:18px;height:18px;padding:3px;border-radius:50%;background:var(--teal);color:#fff;stroke-width:3}
.phone__steps .is-now{font-weight:600;color:var(--ink)}
.phone__dot{width:18px;height:18px;border-radius:50%;border:2px solid var(--foil);background:var(--foil-50);flex:none;position:relative}
.phone__dot::after{content:"";position:absolute;inset:4px;border-radius:50%;background:var(--foil-d)}
.phone__tabs{position:absolute;left:0;right:0;bottom:0;display:flex;justify-content:space-around;padding:14px 10px 18px;background:#fff;border-top:1px solid var(--line);color:#8A9AA6}
.phone__tabs .ico{width:20px;height:20px}
.phone__tabs .ico:first-child{color:var(--ink)}
.mock__card{position:absolute;z-index:3;width:236px;left:-34px;bottom:120px;transform:rotate(-7deg);filter:drop-shadow(0 26px 30px rgba(20,43,61,.32))}
.mock__note{margin:16px 6% 0 auto;width:290px;text-align:center;font-size:.78rem;color:var(--muted)}
@media (max-width:960px){.mock{justify-self:center}}
@media (max-width:560px){
  .phone,.mock__note{width:258px;margin-right:0}
  .phone__screen{min-height:500px}
  .mock__card{width:150px;bottom:56px;left:-8px}
  .mock__card .card-face__brand{font-size:.52rem;top:11%}
  .mock__card .card-face__range{font-size:.7rem}
  .mock__arc{width:300px;height:180px;border-width:30px;right:-60px}
}

/* ---------- Sections ---------- */
.sec{padding:clamp(56px,8vw,112px) 0}
.sec--soft,.sec--paper{background:var(--soft)}
.sec--tight{padding:clamp(40px,5vw,72px) 0}
.sec--flush{padding-top:0}
.sec--flush-top{padding-top:clamp(56px,8vw,112px)}
.sec__head{margin-bottom:clamp(28px,4vw,48px);max-width:44em}
.sec__head p{color:var(--muted);font-size:1.07rem;margin:0}
.sec__head p+p{margin-top:.8em}
.sec__head--center{text-align:center;margin-left:auto;margin-right:auto}
.sec__more{margin:28px 0 0}
.sec__cta{margin:clamp(28px,3vw,40px) 0 0;display:flex;flex-wrap:wrap;gap:12px}
.duo{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:clamp(24px,5vw,80px);align-items:start}
.duo>.sec__head{margin:0}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px)}
@media (max-width:860px){.duo,.pair{grid-template-columns:1fr}}
.fine{font-size:.85rem;color:var(--muted);margin:18px 0 0;max-width:64em}
.prose{max-width:40em}
.prose__lead{font:400 1.28rem/1.5 var(--serif);color:var(--ink)}

/* Listes */
.tick,.cross,.seq,.plain{list-style:none}
.tick li,.cross li{position:relative;padding:12px 0 12px 36px;border-bottom:1px solid var(--line)}
.tick li::before{content:"";position:absolute;left:0;top:13px;width:22px;height:22px;border-radius:50%;background:var(--teal-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-8.5' fill='none' stroke='%232C7774' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.tick li:last-child,.cross li:last-child{border-bottom:0}
.tick--big li{font-size:1.05rem;padding:14px 0 14px 38px}
.tick--big li::before{top:15px}
.cross li::before{content:"";position:absolute;left:0;top:13px;width:22px;height:22px;border-radius:50%;background:var(--bad-bg) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M7.5 7.5l9 9M16.5 7.5l-9 9' fill='none' stroke='%23B23A2A' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/13px no-repeat}
.seq{counter-reset:s}
.seq li{counter-increment:s;display:grid;grid-template-columns:44px 1fr;align-items:start;padding:12px 0;border-bottom:1px solid var(--line)}
.seq li:last-child{border-bottom:0}
.seq li::before{content:counter(s);width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font:600 .9rem var(--sans)}
.plain li+li{margin-top:4px}

/* ---------- Le parcours (7 étapes) ---------- */
.path{list-style:none;display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:0;position:relative}
.path::before{content:"";position:absolute;left:calc(100%/14);right:calc(100%/14);top:23px;height:2px;background:var(--line-2)}
.path__step{position:relative;text-align:center;padding:0 10px}
.path__n{position:relative;z-index:1;display:grid;place-items:center;width:48px;height:48px;margin:0 auto 16px;border-radius:50%;background:#fff;border:2px solid var(--ink);font:600 1.15rem/1 var(--serif);color:var(--ink)}
.path__step h3{font-size:1.02rem;margin-bottom:6px}
.path__step p{font-size:.88rem;color:var(--muted);margin:0}
.path__step--key .path__n{background:var(--foil);border-color:var(--foil);box-shadow:0 0 0 7px var(--foil-50)}
@media (max-width:1060px){
  .path{grid-template-columns:1fr;max-width:620px;margin:0 auto}
  .path::before{left:23px;right:auto;top:24px;bottom:70px;width:2px;height:auto}
  .path__step{display:grid;grid-template-columns:48px 1fr;column-gap:18px;text-align:left;padding:0 0 22px}
  .path__n{grid-row:span 2;margin:0}
  .path__step h3{margin:10px 0 4px}
}

/* ---------- Bandeaux sombres (pages intérieures) ---------- */
.band{padding:clamp(56px,7vw,100px) 0;position:relative;isolation:isolate;overflow:hidden}
.band--ink{background:var(--ink);color:#D3DDE4}
.band--ink h2,.band--ink h3{color:#fff}
.band--ink::before{content:"";position:absolute;z-index:-1;width:640px;height:640px;right:-220px;top:50%;transform:translateY(-50%);background:url(../img/guilloche.svg) center/contain no-repeat;opacity:.12}
.band__grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.5fr);gap:clamp(28px,5vw,72px);align-items:center}
.band__text p{max-width:32em;color:inherit}
.sec--soft .band__text p{color:#3B4E5B;font-size:1.06rem}
.band__text .ticks{margin-top:22px}
@media (max-width:960px){.band__grid{grid-template-columns:1fr}}

/* ---------- Simulateur ---------- */
.slip{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(0,1fr);background:#fff;color:var(--text);border-radius:var(--r-l);box-shadow:var(--sh-2);border:1px solid var(--line);overflow:hidden}
.slip__body{padding:clamp(22px,3vw,36px)}
.slip__title{font-size:1.25rem;margin-bottom:22px}
.slip__line{display:grid;grid-template-columns:1fr auto;align-items:baseline;gap:4px 12px;margin-bottom:24px}
.slip__line label{font-weight:500;color:var(--muted)}
.slip__line output{font:600 1.35rem/1.2 var(--serif);color:var(--ink);font-variant-numeric:tabular-nums}
.slip__line input[type=range]{grid-column:1/-1;width:100%;margin:10px 0 0;-webkit-appearance:none;appearance:none;height:6px;border-radius:6px;background:linear-gradient(var(--teal),var(--teal)) 0/var(--fill,50%) 100% no-repeat,var(--soft-2);cursor:pointer}
.slip__line input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:2px solid var(--teal);box-shadow:0 3px 10px rgba(20,43,61,.25)}
.slip__line input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:2px solid var(--teal);box-shadow:0 3px 10px rgba(20,43,61,.25)}
.slip__bounds{grid-column:1/-1;display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted)}
.slip__more{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:0}
.slip__more>div{padding:12px 14px;border-radius:var(--r-s);background:var(--soft)}
.slip__more dt{font-size:.8rem;color:var(--muted);line-height:1.3}
.slip__more dd{margin:4px 0 0;font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}
.slip__stub{display:flex;flex-direction:column;justify-content:center;gap:10px;padding:clamp(24px,3vw,38px);background:var(--ink);color:#C9D6DF;position:relative;isolation:isolate;overflow:hidden}
.slip__stub::before{content:"";position:absolute;z-index:-1;width:300px;height:300px;right:-130px;bottom:-130px;border-radius:50%;border:40px solid rgba(208,181,138,.12)}
.slip__stub-label{margin:0;font-weight:500;color:var(--foil)}
.slip__monthly{margin:0;font:600 clamp(2.2rem,1.7rem + 1.8vw,3rem)/1.05 var(--serif);color:#fff;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.slip__stub .btn{margin-top:10px}
.slip__note{margin:6px 0 0;font-size:.78rem;color:#9FB1BE}
@media (max-width:720px){
  .slip{grid-template-columns:1fr}
  .slip__more{grid-template-columns:1fr}
  .slip__more>div{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
  .slip__more dd{margin:0}
}

/* ---------- Offres (accueil) ---------- */
.offers{list-style:none;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:20px}
.offer{grid-column:span 2;position:relative;display:flex;flex-direction:column;padding:26px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:border-color .15s,box-shadow .15s}
.offer:nth-child(4),.offer:nth-child(5){grid-column:span 3}
.offer:hover{border-color:var(--line-2);box-shadow:var(--sh-2)}
.offer__ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--teal-50);color:var(--teal);margin-bottom:18px}
.offer__ico .ico{width:24px;height:24px}
.offer:first-child .offer__ico{background:var(--foil-50);color:var(--foil-d)}
.offer h3{font-size:1.25rem;margin-bottom:6px}
.offer h3 a{color:var(--ink);text-decoration:none}
.offer h3 a::after{content:"";position:absolute;inset:0;border-radius:inherit}
.offer>p{color:var(--muted);margin:0 0 18px}
.offer__facts{margin:auto 0 18px;border-top:1px solid var(--line)}
.offer__facts>div{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.offer__facts dt{color:var(--muted)}
.offer__facts dd{margin:0;font-weight:600;color:var(--ink);text-align:right;font-variant-numeric:tabular-nums}
.offer__go{position:relative;z-index:1;display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--teal-d);text-decoration:none;align-self:flex-start}
.offer__go .ico{width:16px;height:16px;transition:transform .15s}
.offer__go:hover .ico{transform:translateX(3px)}
@media (max-width:1000px){.offers{grid-template-columns:1fr 1fr}.offer,.offer:nth-child(4),.offer:nth-child(5){grid-column:auto}.offer:last-child{grid-column:1/-1}}
@media (max-width:640px){.offers{grid-template-columns:1fr}.offer:last-child{grid-column:auto}.offer{padding:22px}}

/* ---------- Registres (tableaux) ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.reg,.ledger{width:100%;border-collapse:collapse;font-size:.96rem}
.reg thead th,.ledger thead th{font:600 .82rem/1.3 var(--sans);color:var(--muted);text-align:left;padding:13px 18px;background:var(--soft);border-bottom:1px solid var(--line)}
.reg thead th.num,.ledger thead th.num{text-align:right}
.reg tbody th,.reg td,.ledger tbody th,.ledger td{padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}
.reg tbody tr:last-child>*,.ledger tbody tr:last-child>*{border-bottom:0}
.reg tbody th{font:600 1.06rem/1.3 var(--serif);color:var(--ink);width:24%}
.reg tbody th a{color:var(--ink);text-decoration:none}
.reg tbody th a:hover{color:var(--teal-d)}
.reg td.num{font-weight:600;color:var(--ink)}
.reg--compare tbody th{font:500 .98rem/1.35 var(--sans);width:auto}
.reg--compare td.center,.reg--compare th.center{text-align:center}
.reg--compare .yes{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--teal-50);color:var(--teal)}
.reg--compare .yes .ico{width:15px;height:15px}
.reg--compare .no{color:#A3B1BB}
.reg__fees th,.reg__fees td{background:var(--soft);font-weight:600!important}
.ledger--schedule{font-size:.92rem}
.ledger--schedule tbody th{font-weight:500}
.ledger--schedule td,.ledger--schedule tbody th{padding:9px 18px;font-variant-numeric:tabular-nums}
.ledger tfoot th,.ledger tfoot td{padding:13px 18px;border-top:1px solid var(--line-2);background:var(--soft);font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}
.ledger__gap td{text-align:center;color:var(--muted);font-size:.85rem;background:var(--soft)}
@media (max-width:760px){
  .table-wrap{border:0;background:none;overflow:visible}
  .reg thead,.ledger thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .reg,.reg tbody,.reg tr,.reg th,.reg td,.ledger,.ledger tbody,.ledger tr,.ledger th,.ledger td{display:block;width:100%!important}
  .reg tr,.ledger tbody tr{padding:16px;margin-bottom:10px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
  .reg tbody th,.reg td,.ledger tbody th,.ledger td{border:0!important;padding:4px 0!important;text-align:left!important}
  .reg tbody th{font-size:1.12rem;margin-bottom:4px}
  .reg td[data-label],.ledger td[data-label]{display:grid;grid-template-columns:44% 1fr;gap:10px}
  .reg td[data-label]::before,.ledger td[data-label]::before{content:attr(data-label);font-size:.86rem;color:var(--muted)}
  .ledger tfoot{display:block}
  .ledger tfoot tr{display:block;padding:12px 16px;border-radius:var(--r);background:var(--soft)}
  .ledger__gap td{display:block}
  .ledger__gap td::before{content:none}
}

/* ---------- Le coût selon la durée ---------- */
.price .bars{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:clamp(8px,2vw,16px) clamp(18px,3vw,36px);box-shadow:var(--sh-1)}
.bars__row{display:grid;grid-template-columns:minmax(150px,.8fr) minmax(0,2.4fr) minmax(150px,.8fr);gap:8px 24px;align-items:center;padding:20px 0;border-bottom:1px solid var(--line)}
.bars__label{margin:0;display:flex;flex-direction:column}
.bars__label strong{font:600 1.12rem var(--serif);color:var(--ink)}
.bars__label span{font-size:.88rem;color:var(--muted)}
.bars__track{display:flex;height:16px;background:var(--soft-2);border-radius:16px;overflow:hidden}
.bars__cap{background:var(--ink)}
.bars__int{background:var(--foil)}
.bars__fig{margin:0;display:flex;flex-direction:column;align-items:flex-end;font-variant-numeric:tabular-nums}
.bars__fig strong{font:600 1.15rem var(--serif);color:var(--ink)}
.bars__i{font-size:.86rem;font-weight:600;color:var(--foil-d)}
.bars__legend{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;margin:0;padding:16px 0 10px;font-size:.86rem;color:var(--muted)}
.bars__sw{display:inline-block;width:12px;height:12px;border-radius:50%;margin-left:10px}
.bars__sw:first-child{margin-left:0}
.bars__sw--cap{background:var(--ink)}
.bars__sw--int{background:var(--foil)}
.bars__total{margin-left:auto}
@media (max-width:700px){.bars__row{grid-template-columns:1fr auto}.bars__track{grid-column:1/-1;grid-row:2}.bars__total{display:none}}

/* ---------- Le temps de réfléchir ---------- */
.time{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.5fr);gap:clamp(28px,5vw,80px);align-items:center}
.time__fig{padding:clamp(32px,4vw,52px) clamp(20px,3vw,36px);border-radius:var(--r-l);background:var(--teal-50);text-align:center;position:relative;overflow:hidden;isolation:isolate}
.time__fig::before{content:"";position:absolute;z-index:-1;left:50%;bottom:-120px;width:280px;height:280px;transform:translateX(-50%);border-radius:50%;border:34px solid rgba(44,119,116,.08)}
.time__days{margin:0;white-space:nowrap;font:600 clamp(2.8rem,1.9rem + 3.4vw,4.6rem)/1 var(--serif);color:var(--teal-d);font-variant-numeric:lining-nums;letter-spacing:-.02em}
.time__label{margin:12px auto 0;max-width:16em;color:#30524F;font-size:1rem;line-height:1.45}
.time__label--law{margin:0;font:600 1.25rem/1.4 var(--serif);color:var(--teal-d)}
.time__text>p{color:#3B4E5B;font-size:1.05rem}
@media (max-width:860px){.time{grid-template-columns:1fr}}

/* ---------- Ce que nous ne demanderons jamais ---------- */
.never{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:clamp(28px,5vw,72px);align-items:start;padding:clamp(28px,5vw,64px);border-radius:var(--r-l);background:var(--ink);color:#C9D6DF;position:relative;isolation:isolate;overflow:hidden}
.never::before{content:"";position:absolute;z-index:-1;width:520px;height:520px;left:-220px;bottom:-260px;background:url(../img/guilloche.svg) center/contain no-repeat;opacity:.14}
.never h2{color:#fff}
.never header p{max-width:30em}
.never__list{list-style:none;display:grid;gap:10px}
.never__list li{position:relative;padding:14px 16px 14px 52px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);color:#fff;font-size:1.01rem}
.never__list li::before{content:"";position:absolute;left:14px;top:14px;width:24px;height:24px;border-radius:50%;background:rgba(208,181,138,.16) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M7.5 7.5l9 9M16.5 7.5l-9 9' fill='none' stroke='%23D0B58A' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/13px no-repeat}
@media (max-width:860px){.never{grid-template-columns:1fr}}

/* ---------- Questions ---------- */
.faq{display:grid;gap:10px}
.faq__item{border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:box-shadow .15s}
.faq__item[open]{box-shadow:var(--sh-1);border-color:var(--line-2)}
.faq__item summary{list-style:none;display:flex;justify-content:space-between;align-items:flex-start;gap:16px;padding:18px 20px;cursor:pointer;font:600 1.05rem/1.4 var(--sans);color:var(--ink)}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary .ico{width:22px;height:22px;padding:3px;border-radius:50%;background:var(--soft);margin-top:0;transition:transform .2s;color:var(--teal);transform:rotate(90deg)}
.faq__item[open] summary .ico{transform:rotate(-90deg)}
.faq__answer{padding:0 20px 20px;max-width:46em;color:#3B4E5B}
.faq__answer p{margin:0}
.jump{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:clamp(32px,4vw,56px)}
.jump a{display:inline-flex;align-items:center;gap:10px;padding:9px 16px;border:1px solid var(--line-2);border-radius:40px;background:#fff;color:var(--ink);text-decoration:none;font-weight:600}
.jump a span{display:grid;place-items:center;min-width:24px;height:24px;padding:0 6px;border-radius:12px;background:var(--soft);font:600 .78rem var(--sans);color:var(--teal-d)}
.jump a:hover{border-color:var(--ink)}
.faq-group{padding-bottom:clamp(32px,4vw,56px)}
.faq-group+.faq-group{padding-top:clamp(32px,4vw,56px);border-top:1px solid var(--line)}

/* ---------- Appel final ---------- */
.final{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);padding:clamp(32px,5vw,64px);border-radius:var(--r-l);background:var(--ink);color:#C9D6DF;position:relative;isolation:isolate;overflow:hidden}
.final::before{content:"";position:absolute;z-index:-1;width:560px;height:300px;right:-120px;top:-60px;border-radius:999px 999px 0 0;border:54px solid rgba(255,255,255,.04);border-bottom:0}
.final h2{color:#fff;max-width:14em}
.final__text p{font-size:1.08rem;max-width:32em}
.final__actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 0!important}
.final__talk{padding:clamp(20px,3vw,28px);border-radius:var(--r);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);align-self:center}
.final__talk h3{color:#fff;font-size:1.15rem}
.final__talk p{font-size:.94rem}
.final__list{list-style:none;display:grid;gap:10px}
.final__list li{display:flex;gap:10px;align-items:flex-start;overflow-wrap:anywhere}
.final__list .ico{color:var(--foil);margin-top:3px;width:17px;height:17px}
.final__list a{color:#fff;font-weight:600;text-decoration:none}
.final__list a:hover{color:var(--foil)}
@media (max-width:900px){.final{grid-template-columns:1fr}}
@media (max-width:520px){.final__actions .btn{flex:1 1 auto}}

/* Bloc contact (pages intérieures) */
.talk{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1.4fr) auto;gap:clamp(20px,4vw,56px);align-items:center}
.talk h2{font-size:1.5rem}
.talk p{margin:0;color:var(--muted)}
.talk__list{margin:0;display:grid;gap:8px}
.talk__list div{display:grid;grid-template-columns:8em 1fr;gap:10px}
.talk__list dt{color:var(--muted)}
.talk__list dd{margin:0;font-weight:600;color:var(--ink);overflow-wrap:anywhere}
.talk__list a{color:var(--ink)}
@media (max-width:900px){.talk{grid-template-columns:1fr}.talk .btn{justify-self:start}}

/* ---------- En-tête des pages intérieures ---------- */
.ph{position:relative;overflow:hidden;isolation:isolate;background:linear-gradient(180deg,#F1F6F9 0,#F7FAFC 100%);border-bottom:1px solid var(--line)}
.ph::before{content:"";position:absolute;z-index:-1;right:max(-120px,calc(50% - 760px));bottom:-2px;width:440px;height:240px;border-radius:999px 999px 0 0;border:52px solid #E2EAF0;border-bottom:0}
.ph::after{content:"";position:absolute;z-index:-1;right:calc(max(-120px,calc(50% - 760px)) + 190px);bottom:186px;width:60px;height:56px;background:var(--foil);opacity:.45;clip-path:polygon(10% 0,90% 0,78% 100%,22% 100%)}
.ph__in{padding-top:clamp(28px,4vw,44px);padding-bottom:clamp(40px,5vw,72px)}
.ph h1{max-width:15em;margin-bottom:.35em}
.ph__lead{max-width:40em;font-size:1.1rem;margin:0;color:#3B4E5B}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px 8px;margin-bottom:22px;font-size:.86rem}
.crumbs li+li::before{content:"";display:inline-block;width:6px;height:6px;margin-right:10px;border-right:1.5px solid var(--muted);border-top:1.5px solid var(--muted);transform:rotate(45deg);vertical-align:2px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--ink)}
.crumbs [aria-current]{color:var(--ink);font-weight:600}
@media (max-width:760px){.ph::before{width:260px;height:150px;border-width:32px;right:-90px}.ph::after{display:none}}

/* ---------- Financements, comptes ---------- */
.prod{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.5fr);gap:clamp(20px,5vw,64px);padding:clamp(26px,4vw,44px);margin-bottom:20px;border:1px solid var(--line);border-radius:var(--r-l);background:#fff;scroll-margin-top:110px}
.prod:target{border-color:var(--teal);box-shadow:0 0 0 4px var(--teal-50)}
.prod__head h2{font-size:clamp(1.45rem,1.2rem + .7vw,1.85rem)}
.prod__head p{color:var(--muted);margin:0}
.prod__range{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px!important}
.prod__range span{display:inline-flex;align-items:center;padding:6px 12px;border-radius:20px;background:var(--teal-50);font:600 .92rem var(--sans);color:var(--teal-d)!important;font-variant-numeric:tabular-nums}
.prod__go{grid-column:2;margin:0}
.rows{margin:0}
.rows>div{display:grid;grid-template-columns:11em 1fr;gap:14px;padding:13px 0;border-bottom:1px solid var(--line)}
.rows>div:first-child{padding-top:0}
.rows>div:last-child{border-bottom:0}
.rows dt{font-weight:600;color:var(--ink);font-size:.94rem}
.rows dd{margin:0;color:#3B4E5B}
.rows--tight>div{padding:10px 0}
@media (max-width:860px){.prod{grid-template-columns:1fr}.prod__go{grid-column:auto}.rows>div{grid-template-columns:1fr;gap:2px}}
.glossary{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:0}
.glossary__item{padding:22px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.glossary dt{font:600 1.1rem var(--serif);color:var(--ink);margin-bottom:6px}
.glossary dd{margin:0;color:var(--muted)}
@media (max-width:760px){.glossary{grid-template-columns:1fr}}

/* ---------- À propos, services ---------- */
.story{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.4fr);gap:clamp(28px,6vw,96px);align-items:center}
.story__arch{margin:0;max-width:460px;padding:clamp(24px,4vw,44px);border-radius:var(--r-l);background:var(--soft)}
.story .prose h2{margin-bottom:.7em}
@media (max-width:860px){.story{grid-template-columns:1fr}.story__arch{max-width:360px}}
.arch{display:block;width:100%;height:auto}
.arch__stone path{fill:var(--ink)}
.arch__stone text{fill:var(--foil);font:600 30px var(--serif)}
.arch__stone--key path{fill:var(--foil)}
.arch__stone--key text{fill:var(--ink)}
.arch__base{fill:var(--teal)}
.arch__pier{fill:none}
.hands{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.hands li{padding:26px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.hands h3{font-size:1.2rem}
.hands p{color:var(--muted);margin:0}
@media (max-width:800px){.hands{grid-template-columns:1fr}}
.quad{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin:0}
.quad--three{grid-template-columns:repeat(3,minmax(0,1fr))}
.quad>div{padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.sec:not(.sec--soft):not(.sec--paper) .quad>div{background:var(--soft);border-color:transparent}
.quad dt{font:600 1.15rem var(--serif);color:var(--ink);margin-bottom:8px}
.quad dd{margin:0;color:var(--muted)}
@media (max-width:900px){.quad,.quad--three{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.quad,.quad--three{grid-template-columns:1fr}}
.ident{font:400 1.08rem/1.6 var(--serif);color:var(--ink)}
.svc{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.6fr);gap:10px clamp(24px,5vw,64px);padding:clamp(24px,4vw,40px);margin-bottom:20px;border:1px solid var(--line);border-radius:var(--r-l);background:#fff}
.svc h2{grid-row:span 2;font-size:clamp(1.45rem,1.2rem + .8vw,1.9rem)}
.svc h2 a{color:var(--ink);text-decoration:none}
.svc h2 a:hover{color:var(--teal-d)}
.svc__text{font-size:1.05rem;margin:0;color:#3B4E5B}
@media (max-width:860px){.svc{grid-template-columns:1fr}.svc h2{grid-row:auto}}

/* ---------- Cartes ---------- */
.card-faces{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,3vw,32px)}
.card-face{margin:0;padding:22px;border-radius:var(--r-l);background:var(--soft)}
.card-face figcaption{display:flex;flex-direction:column;margin-top:18px}
.card-face figcaption strong{font:600 1.2rem var(--serif);color:var(--ink)}
.card-face figcaption span{color:var(--muted);font-size:.94rem}
@media (max-width:860px){.card-faces{grid-template-columns:1fr;max-width:420px}}
.card-face__surface{position:relative;display:block;aspect-ratio:1.586;border-radius:14px;overflow:hidden;color:#fff;isolation:isolate;box-shadow:0 22px 34px -22px rgba(20,43,61,.7)}
.card-face__surface::before{content:"";position:absolute;z-index:-1;width:150%;aspect-ratio:1;right:-75%;top:-40%;background:url(../img/guilloche.svg) center/contain no-repeat;opacity:.28}
.card-face__surface.card-face--standard{background:linear-gradient(135deg,#FFFFFF,#E7EEF2);color:var(--ink);border:1px solid #C9D5DE}
.card-face__surface.card-face--standard::before{filter:brightness(.55);opacity:.35}
.card-face__surface.card-face--premium{background:linear-gradient(135deg,#348A86,var(--teal) 60%,#215C59)}
.card-face__surface.card-face--elite{background:linear-gradient(135deg,#21405A,var(--ink) 60%,#0D1F2D)}
.card-face__surface.card-face--elite::after{content:"";position:absolute;inset:auto 0 0 0;height:4px;background:var(--foil)}
.card-face__surface img{position:absolute;left:8%;top:10%;width:12%;height:auto}
.card-face__brand{position:absolute;left:23%;top:12%;font:400 clamp(.7rem,.6rem + .3vw,.92rem) var(--serif);white-space:nowrap}
.card-face__chip{position:absolute;left:8%;top:44%;width:16%;aspect-ratio:1.35;border-radius:6px;background:linear-gradient(135deg,#E8D6AE,#B99A62)}
.card-face__range{position:absolute;right:7%;bottom:10%;font:italic 400 clamp(.8rem,.7rem + .3vw,1rem) var(--serif)}

/* ---------- Avertissement et pied de page ---------- */
.warnline{background:var(--foil-50);border-top:1px solid #EADBC0}
.warnline p{margin:0;padding:14px 0;font-size:.95rem;color:#5D4718;text-align:center}
.ft{background:#0F2232;color:#A9B8C3;padding:clamp(48px,6vw,80px) 0 0;font-size:.94rem}
.ft__grid{display:grid;grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(0,1fr));gap:clamp(24px,4vw,56px)}
.ft__brand img{width:180px;height:auto;margin-bottom:18px}
.ft__brand p{max-width:30em}
.ft__contact{list-style:none;display:grid;gap:8px}
.ft__contact li{display:flex;gap:10px;align-items:flex-start}
.ft__contact .ico{width:16px;height:16px;color:var(--foil);margin-top:4px}
.ft a{color:#DCE4EA;text-decoration:none}
.ft a:hover{color:#fff;text-decoration:underline;text-decoration-color:var(--foil)}
.ft__col h2{font:600 .95rem var(--sans);color:#fff;margin-bottom:14px;letter-spacing:0}
.ft__col ul{list-style:none;display:grid;gap:9px}
.ft__fraud{display:flex;gap:12px;align-items:flex-start;margin-top:44px;padding:18px 20px;border-radius:var(--r);background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08)}
.ft__fraud .ico{color:var(--foil);margin-top:2px}
.ft__fraud p{margin:0}
.ft__bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;margin-top:28px;padding-top:18px;padding-bottom:26px;border-top:1px solid rgba(255,255,255,.08);font-size:.84rem}
.ft__bottom p{margin:0}
.ft__langs{list-style:none;display:flex;flex-wrap:wrap;gap:2px 12px}
.ft__langs a[aria-current]{color:var(--foil)}
@media (max-width:900px){.ft__grid{grid-template-columns:1fr 1fr}.ft__brand{grid-column:1/-1}}
@media (max-width:520px){.ft__grid{grid-template-columns:1fr}}

/* ==========================================================================
   Formulaires, suivi, connexion, textes juridiques
   ========================================================================== */
.section{padding:clamp(44px,6vw,88px) 0}
.section--paper{background:var(--soft)}
.section--tight{padding:clamp(28px,4vw,48px) 0}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,5vw,72px);align-items:start}
.split--form{grid-template-columns:minmax(0,1.7fr) minmax(0,1fr)}
@media (max-width:900px){.split,.split--form{grid-template-columns:1fr}}
.section__head{margin-bottom:24px}
.kicker{font-weight:600;color:var(--teal-d);margin-bottom:6px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-2);padding:clamp(22px,3.5vw,40px)}
.aside{padding-top:4px}
.aside--sticky{position:sticky;top:130px}
@media (max-width:900px){.aside--sticky{position:static}}
.aside h2,.aside .h3{margin-bottom:12px}
.aside-block{margin-top:18px;padding:20px;border-radius:var(--r);background:var(--soft)}
.aside-block h3{display:flex;gap:8px;align-items:center;font-size:1.05rem;margin-bottom:6px}
.aside-block p{font-size:.94rem;color:var(--muted);margin:0 0 .6em}
.aside-block p:last-child{margin-bottom:0}
.aside-block--warn{background:var(--warn-bg)}
.aside-block--warn h3 .ico{color:var(--foil-d);width:18px;height:18px}
.ticks{list-style:none;display:grid;gap:10px}
.ticks li{display:flex;gap:10px;align-items:flex-start}
.ticks .ico{width:22px;height:22px;padding:4px;border-radius:50%;background:var(--teal-50);color:var(--teal);margin-top:1px;stroke-width:2.6}
.ticks--small{font-size:.94rem}
.steps-plain{list-style:none;counter-reset:s}
.steps-plain li{counter-increment:s;display:grid;grid-template-columns:42px 1fr;align-items:start;padding:11px 0;border-bottom:1px solid var(--line)}
.steps-plain li:last-child{border-bottom:0}
.steps-plain li::before{content:counter(s);width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font:600 .85rem var(--sans)}
.facts{margin:0}
.facts__row{display:grid;grid-template-columns:40% 1fr;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}
.facts dt{color:var(--muted)}
.facts dd{margin:0;color:var(--ink)}
.note{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:#3B4E5B;margin:18px 0 0;padding:14px 16px;background:var(--soft);border-radius:var(--r-s)}
.note .ico{color:var(--teal);margin-top:2px;width:17px;height:17px}
.note--plain{background:transparent;padding:8px 0}
.alert{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;margin:0 0 20px;border:1px solid;border-radius:var(--r-s);font-size:.96rem}
.alert p{margin:4px 0 0}
.alert--error{background:var(--bad-bg);border-color:#EDC6BE;color:#5C2117}
.alert--error .ico{color:var(--danger)}
.alert--ok{background:var(--ok-bg);border-color:#BCDAD4;color:#163F3D}
.alert--ok .ico{color:var(--teal)}
.alert--warn{background:var(--warn-bg);border-color:#EAD5AE}
.form__note{font-size:.9rem;color:var(--muted);margin-bottom:18px}
.form__note--warn{color:#6B4F1D;background:var(--warn-bg);padding:10px 12px;border-radius:var(--r-s)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px 20px}
.field--full{grid-column:1/-1}
@media (max-width:640px){.form-grid{grid-template-columns:1fr}}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:.93rem;color:var(--ink);margin-bottom:7px}
.field__opt{font-weight:400;color:var(--muted)}
.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=date],.field input[type=number],.field input[type=password],.field select,.field textarea,.input-reveal input{
  width:100%;min-height:50px;padding:12px 14px;border:1px solid var(--line-2);border-radius:var(--r-s);background:#fff;color:var(--text);font:400 1rem/1.4 var(--sans);transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:150px;resize:vertical}
.field select{appearance:none;-webkit-appearance:none;padding-right:40px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%23142B3D' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}
.field input:hover,.field select:hover,.field textarea:hover{border-color:#A9B9C5}
.field input:focus,.field select:focus,.field textarea:focus,.input-reveal input:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px rgba(44,119,116,.14)}
.field__help{font-size:.83rem;color:var(--muted);margin:6px 0 0}
.field__error{font-size:.86rem;color:var(--danger);margin:6px 0 0}
.field__error:empty{display:none}
.has-error input,.has-error select,.has-error textarea{border-color:var(--danger)!important;background:#FFF8F6!important}
.input-affix{position:relative}
.input-affix input{padding-right:52px!important;font-variant-numeric:tabular-nums}
.input-affix__unit{position:absolute;right:1px;top:1px;bottom:1px;width:46px;display:grid;place-items:center;color:var(--muted);font-weight:600;border-left:1px solid var(--line);border-radius:0 var(--r-s) var(--r-s) 0;background:var(--soft)}
.file{display:flex;align-items:center;flex-wrap:wrap;gap:12px;padding:14px;border:1.5px dashed var(--line-2);border-radius:var(--r-s);background:var(--soft)}
.file input[type=file]{font:inherit;font-size:.9rem;max-width:100%}
.file input[type=file]::file-selector-button{font:600 .9rem var(--sans);padding:8px 14px;margin-right:12px;border:1px solid var(--line-2);background:#fff;color:var(--ink);border-radius:var(--r-s);cursor:pointer}
.file__name{font-size:.85rem;color:var(--muted)}
.has-error .file{border-color:var(--danger)}
.consents{border:0;padding:0;margin:18px 0 22px;display:grid;gap:12px}
.check{display:flex;gap:12px;align-items:flex-start;font-size:.94rem;cursor:pointer}
.check input{width:20px;height:20px;margin:2px 0 0;flex:none;accent-color:var(--teal)}
.stepper{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(0,1fr));gap:8px;margin:0 0 30px}
.stepper__item{display:flex;align-items:center;gap:10px;padding:0 0 14px;font-size:.86rem;color:var(--muted);position:relative}
.stepper__item::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;border-radius:4px;background:var(--soft-2)}
.stepper__num{flex:none;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;border:1.5px solid var(--line-2);font:600 .88rem var(--sans);background:#fff}
.stepper__item.is-active{color:var(--ink);font-weight:600}
.stepper__item.is-active::after{background:var(--teal)}
.stepper__item.is-active .stepper__num{background:var(--ink);border-color:var(--ink);color:#fff}
.stepper__item.is-done::after{background:var(--teal)}
.stepper__item.is-done .stepper__num{background:var(--teal-50);border-color:var(--teal);color:var(--teal)}
@media (max-width:640px){.stepper{display:flex;gap:8px}.stepper__item{flex:0 0 auto}.stepper__item.is-active{flex:1 1 auto;min-width:0}.stepper__label{display:none}.stepper__item.is-active .stepper__label{display:block;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}}
.no-js .stepper{display:none}
.step{border:0;padding:0;margin:0 0 8px;min-width:0}
.step legend{font:600 1.45rem var(--serif);color:var(--ink);padding:0;margin-bottom:20px}
.step__count{display:block;font:500 .9rem/1.4 var(--sans);color:var(--teal-d);margin-bottom:2px}
.js .form--steps .step:not(.is-active){display:none}
.no-js .step__nav [data-next],.no-js .step__nav [data-prev]{display:none}
.no-js .step+.step{margin-top:32px;padding-top:28px;border-top:1px solid var(--line)}
.step__nav{display:flex;justify-content:space-between;gap:12px;margin-top:24px;padding-top:22px;border-top:1px solid var(--line)}
.step__nav [data-next],.step__nav [data-submit]{margin-left:auto}
.summary{margin-bottom:20px}
.summary__body dl{margin:0;border-radius:var(--r);background:var(--soft);padding:4px 18px 10px}
.summary__body .summary__group{font:600 .95rem/1.4 var(--sans);color:var(--teal-d);padding:14px 0 6px}
.summary__body .summary__row{display:grid;grid-template-columns:42% 1fr;gap:12px;padding:8px 0;border-bottom:1px solid var(--line);font-size:.94rem}
.summary__body dt{color:var(--muted)}
.summary__body dd{margin:0;color:var(--ink);overflow-wrap:anywhere}
.confirm__icon{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--ok-bg);color:var(--teal);margin-bottom:18px}
.confirm__icon .ico{width:28px;height:28px}
.confirm__ref{display:flex;flex-direction:column;gap:2px;margin:20px 0;padding:18px 22px;background:var(--soft);border:1px dashed var(--line-2);border-radius:var(--r)}
.confirm__ref span{font-size:.9rem;color:var(--muted)}
.confirm__ref strong{font:600 1.7rem var(--serif);color:var(--ink);letter-spacing:.04em}
.record{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-2);padding:clamp(22px,3vw,34px)}
.record__meta{margin:0 0 24px}
.record__meta>div{display:grid;grid-template-columns:44% 1fr;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}
.record__meta dt{color:var(--muted)}
.record__meta dd{margin:0;color:var(--ink);font-weight:600}
.status{display:inline-block;padding:3px 11px;font-size:.84rem;font-weight:600;border-radius:20px}
.status--received,.status--review{color:var(--ink);background:var(--soft-2)}
.status--info_requested{color:#6B4F1D;background:var(--warn-bg)}
.status--accepted{color:#174A47;background:var(--ok-bg)}
.status--rejected,.status--cancelled{color:#6A2A1F;background:var(--bad-bg)}
.timeline{list-style:none;border-left:2px solid var(--line);margin-left:7px}
.timeline li{position:relative;padding:0 0 20px 24px;display:flex;flex-direction:column}
.timeline li::before{content:"";position:absolute;left:-8px;top:5px;width:14px;height:14px;border-radius:50%;background:#fff;border:2px solid var(--line-2)}
.timeline li.is-current::before{background:var(--teal);border-color:var(--teal);box-shadow:0 0 0 4px var(--teal-50)}
.timeline__status{font-weight:600;color:var(--ink)}
.record__docs{margin-top:8px;padding-top:22px;border-top:1px solid var(--line)}
.record__docs .form{margin-top:12px}
.record__alert,.record__ok{display:flex;gap:10px;align-items:flex-start;margin:0 0 12px;padding:12px 14px;border-radius:var(--r-s);font-size:.94rem}
.record__alert{background:var(--warn-bg);color:#5A4320}
.record__alert .ico{color:var(--foil-d);flex:none}
.record__ok{background:var(--ok-bg);color:#163F3D}
.record__ok .ico{color:var(--teal);flex:none}
.record__more{margin:22px 0 0;padding:14px 16px;border-radius:var(--r-s);background:var(--soft);font-size:.93rem;color:var(--muted)}
.record__more a{font-weight:600;color:var(--teal-d)}
.aside__note{margin-top:16px;font-size:.94rem;color:var(--muted)}
.timeline time{font-size:.86rem;color:var(--muted)}
.contact-list{margin:0 0 8px;display:grid;gap:10px}
.contact-list>div{padding:16px 18px;border-radius:var(--r);background:var(--soft)}
.contact-list dt{display:flex;gap:8px;align-items:center;font-size:.9rem;color:var(--muted);margin-bottom:4px}
.contact-list dt .ico{width:16px;height:16px;color:var(--teal)}
.contact-list dd{margin:0;color:var(--ink);font-weight:600;overflow-wrap:anywhere}
.doc{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,2fr);gap:clamp(28px,5vw,72px);align-items:start}
.doc__toc{position:sticky;top:130px;padding:10px 16px;border-radius:var(--r);background:var(--soft)}
.doc__toc ol{list-style:none}
.doc__toc a{display:block;padding:9px 0;border-bottom:1px solid var(--line);color:var(--text);text-decoration:none;font-size:.93rem}
.doc__toc li:last-child a{border-bottom:0}
.doc__toc a:hover{color:var(--teal-d)}
.doc__body{max-width:70ch}
.doc__section{padding-bottom:22px;margin-bottom:24px;border-bottom:1px solid var(--line);scroll-margin-top:120px}
.doc__section h2{font-size:1.3rem}
.doc__num{color:var(--teal)}
@media (max-width:900px){.doc{grid-template-columns:1fr}.doc__toc{position:static}}
.notfound{padding:clamp(60px,10vw,140px) 0}
.auth{background:linear-gradient(180deg,#F1F6F9,#fff);padding:clamp(36px,6vw,88px) 0}
.auth__grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(32px,6vw,96px);align-items:start}
.auth__panel{max-width:500px;background:#fff;padding:clamp(24px,3vw,40px);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-2)}
.auth__panel h1{font-size:clamp(1.6rem,1.3rem + 1vw,2.1rem)}
.auth__intro{color:var(--muted);margin-bottom:22px}
.auth__switch{margin:18px 0 0;font-size:.93rem}
.auth__switch a{display:inline-flex;gap:6px;align-items:center}
.auth__switch .ico{width:16px;height:16px;transform:rotate(180deg)}
.auth__aside{padding:clamp(24px,3vw,36px);border-radius:var(--r-l);background:var(--ink);color:#C9D6DF;position:relative;isolation:isolate;overflow:hidden}
.auth__aside::before{content:"";position:absolute;z-index:-1;width:360px;height:200px;right:-120px;top:-40px;border-radius:999px 999px 0 0;border:40px solid rgba(255,255,255,.05);border-bottom:0}
.auth__aside h2,.auth__aside h3{color:#fff}
.auth__aside p{color:#C9D6DF}
.auth__aside a{color:var(--foil)}
.auth__aside .btn--foil,.auth__aside .btn--foil:hover{color:var(--ink)}
.auth__aside .btn--light,.auth__aside .btn--light:hover{color:#fff}
.auth__aside .note{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.auth__aside .note span{color:#C9D6DF}
.auth__aside .note .ico{color:var(--foil)}
.auth .btn--block{margin-top:6px}
@media (max-width:860px){.auth__grid{grid-template-columns:1fr}}
.input-reveal{position:relative}
.input-reveal input{padding-right:92px}
.input-reveal__btn{position:absolute;right:6px;top:6px;bottom:6px;padding:0 12px;border:0;background:var(--soft);color:var(--ink);font:600 .85rem var(--sans);border-radius:6px;cursor:pointer}
.pw-meter{height:4px;border-radius:4px;background:var(--soft-2);margin-top:8px;overflow:hidden}
.pw-meter span{display:block;height:100%;width:0;background:var(--danger);transition:width .2s}
.schedule-chart{margin:0 0 22px;padding:18px 18px 14px;border-radius:var(--r);background:var(--soft)}
.schedule-chart svg{display:block;width:100%;height:180px}
.sch-p{fill:var(--ink)}
.sch-i{fill:var(--foil)}
.sch-axis{stroke:var(--line-2);stroke-width:1}
.schedule-chart figcaption{display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center;margin-top:10px;font-size:.84rem;color:var(--muted)}
.schedule-chart figcaption>span:first-child{flex-basis:100%;color:var(--ink);font-weight:600}
.sch-legend{display:inline-flex;align-items:center;gap:6px}
.sch-sw{display:inline-block;width:12px;height:12px;border-radius:50%}
.sch-sw--i{background:var(--foil)}
.sch-sw--p{background:var(--ink)}
.sch-range{margin-left:auto;display:flex;gap:6px}
.sch-range span+span::before{content:"→ ";color:#A9BDB6}
/* ---------- Selfie de vérification (ouverture de compte) ---------- */
.selfie{margin-bottom:6px}
.selfie__grid{display:grid;grid-template-columns:minmax(220px,300px) minmax(0,1fr);gap:clamp(20px,3.5vw,36px);align-items:start}
@media (max-width:640px){.selfie__grid{grid-template-columns:1fr}.selfie__stage{max-width:300px;width:100%;margin:0 auto}}
.selfie__frame{position:relative;aspect-ratio:4/5;border-radius:26px;overflow:hidden;isolation:isolate;
  background:radial-gradient(120% 80% at 50% 18%,#24506B 0%,#183449 46%,var(--navy) 100%);
  box-shadow:0 0 0 1px rgba(20,43,61,.12),0 24px 46px -24px rgba(20,43,61,.65),inset 0 0 0 6px rgba(255,255,255,.04)}
.selfie__frame::before{content:"";position:absolute;inset:0;z-index:0;opacity:.18;
  background:repeating-radial-gradient(circle at 50% 46%,transparent 0 9px,rgba(208,181,138,.55) 9px 10px)}
.selfie__video,.selfie__shot{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1}
.selfie__video{transform:scaleX(-1);opacity:0;transition:opacity .35s}
.selfie[data-state=live] .selfie__video{opacity:1}
.selfie__shot[hidden]{display:none}
.selfie__empty{position:absolute;inset:0;z-index:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;padding:0 18% 6%;text-align:center;color:rgba(255,255,255,.72);font-size:.86rem;line-height:1.35}
.selfie__silhouette{width:46%;fill:none;stroke:rgba(255,255,255,.55);stroke-width:2.4;stroke-linecap:round}
.selfie[data-state=live] .selfie__empty,.selfie[data-state=done] .selfie__empty{display:none}
.selfie[data-state=starting] .selfie__silhouette{animation:selfie-pulse 1.2s ease-in-out infinite}
@keyframes selfie-pulse{50%{opacity:.35}}
.selfie__mask{position:absolute;inset:0;width:100%;height:100%;z-index:2;pointer-events:none}
.selfie__veil{fill:rgba(12,28,40,.5);transition:fill .3s}
.selfie[data-state=idle] .selfie__veil,.selfie[data-state=starting] .selfie__veil{fill:rgba(12,28,40,.22)}
.selfie__ring{fill:none;stroke:#fff;stroke-width:3;stroke-dasharray:10 9;opacity:.9;transition:stroke .3s}
.selfie[data-state=live] .selfie__ring{stroke:var(--champagne);animation:selfie-dash 18s linear infinite}
@keyframes selfie-dash{to{stroke-dashoffset:-380}}
.selfie[data-state=done] .selfie__ring{stroke:#7FD1C4;stroke-dasharray:none;stroke-width:4}
.selfie__corners path{fill:none;stroke:var(--champagne);stroke-width:4;stroke-linecap:round}
.selfie__hint{position:absolute;z-index:3;left:50%;bottom:16px;transform:translateX(-50%);max-width:88%;padding:7px 14px;border-radius:999px;background:rgba(12,28,40,.72);color:#fff;font-size:.8rem;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;backdrop-filter:blur(4px)}
.selfie[data-state=idle] .selfie__hint,.selfie[data-state=done] .selfie__hint{display:none}
.selfie__badge{position:absolute;z-index:3;left:50%;bottom:16px;transform:translateX(-50%);display:none;align-items:center;gap:7px;padding:7px 14px 7px 9px;border-radius:999px;background:#fff;color:var(--teal-d);font-size:.82rem;font-weight:700;white-space:nowrap;box-shadow:0 8px 20px -8px rgba(0,0,0,.45)}
.selfie__badge .ico{width:18px;height:18px;padding:3px;border-radius:50%;background:var(--teal);color:#fff;stroke-width:3}
.selfie[data-state=done] .selfie__badge{display:inline-flex;animation:selfie-pop .35s ease-out}
@keyframes selfie-pop{from{transform:translate(-50%,8px);opacity:0}}
.selfie__flash{position:absolute;inset:0;z-index:4;background:#fff;opacity:0;pointer-events:none}
.selfie.is-flash .selfie__flash{animation:selfie-flash .45s ease-out}
@keyframes selfie-flash{from{opacity:.95}to{opacity:0}}
.selfie.has-error .selfie__frame{box-shadow:0 0 0 2px var(--danger),0 24px 46px -24px rgba(20,43,61,.65)}

.selfie__title{font-size:1.28rem;margin:4px 0 8px}
.selfie__intro{color:var(--muted);font-size:.95rem;margin-bottom:16px}
.selfie__intro--done{display:none;color:var(--teal-d);font-weight:600}
.selfie[data-state=done] .selfie__intro--done{display:block}
.selfie[data-state=done] [data-selfie-intro]{display:none}
.selfie__tips{list-style:none;display:grid;gap:10px;margin:0 0 20px;padding:14px 16px;border-radius:var(--r);background:var(--soft)}
.selfie__tips li{display:flex;gap:12px;align-items:center;font-size:.92rem;color:var(--text)}
.selfie__tip-ico{flex:none;width:32px;height:32px;display:grid;place-items:center;border-radius:50%;background:#fff;color:var(--teal);box-shadow:0 0 0 1px var(--line)}
.selfie__tip-ico .ico{width:18px;height:18px}
.selfie__msg{display:flex;gap:10px;font-size:.9rem;color:#6B4F1D;background:var(--warn-bg);padding:10px 12px;border-radius:var(--r-s);margin:0 0 14px}
.selfie__msg[hidden]{display:none}
.selfie__actions{display:flex;flex-wrap:wrap;gap:10px}
.selfie__btn[hidden]{display:none}
.selfie__btn--shoot{background:var(--teal);box-shadow:0 10px 22px -12px rgba(44,119,116,.9)}
.selfie__btn--shoot:hover{background:var(--teal-d)}
.selfie__dot{width:16px;height:16px;border-radius:50%;border:2px solid #fff;box-shadow:inset 0 0 0 3px var(--teal);background:#fff}
.selfie__upload{position:relative;overflow:hidden;cursor:pointer}
.selfie__upload input[type=file]{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer;font-size:0}
.selfie__upload:focus-within{outline:2px solid var(--teal);outline-offset:3px}
.selfie[data-state=live] .selfie__upload{display:none}
.selfie .field__error{margin-top:10px}
.selfie__privacy{display:flex;gap:10px;align-items:flex-start;margin:16px 0 0;font-size:.83rem;color:var(--muted)}
.selfie__privacy .ico{flex:none;width:16px;height:16px;margin-top:2px;color:var(--foil-d)}
.summary__selfie{display:inline-flex;align-items:center;gap:12px}
.summary__selfie img{width:52px;height:65px;object-fit:cover;border-radius:10px;box-shadow:0 0 0 1px var(--line)}
@media print{.hd,.ft,.warnline,.band--ink::before{display:none}}